High Net Worth Clients

Not all mortgage lenders fully understand the needs of high net worth customers. I have over four years experience of building mortgages for business owners, actors and professional sports people, as well as the employed clients with complicated income and bonus structures. If you fall into this category, I can help you find a bespoke deal and maximize borrowing potential.

A high net worth mortgage is a type of mortgage for individuals who have an annual net income of £300,000 or assets worth £3 million or more. Borrowers who meet these criteria aren’t always bound by the same lending regulations - mortgage lenders who specialise in high net worth agreements may be willing to offer higher loan amounts, income multiples and bespoke terms and conditions. Often required for high-value properties or investments to build a property portfolio, high net worth mortgages can be larger and often more complex than standard residential home loans which is exactly where I can help.