Buy to Let Mortgages

I can help arrange buy to let mortgages for both individuals and limited companies.

Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy residential property with the intent to rent to tenants. Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two. Most banks, building societies and some other financial institutions offer BTL mortgages, but terms, conditions and costs vary enormously.

HMO Mortgages (Mortgages for Houses of Multiple Occupancy)

HMO mortgages are a specialist type of buy to let mortgage product where lenders will accept “Houses in Multiple Occupation” as acceptable lending security (often student lets).

Scott’s Mortgage Shop have whole of market access to HMO mortgage providers, so if this is something you are considering adding to a property portfolio, or already have but want a better deal, please get in touch.