--- title: Buy to Let Mortgages | Individuals and Companies | Scott's Mortgage Shop description: I can help arrange buy to let mortgages, including HMO, for both individuals and limited companies. We have whole of market access to HMO mortgage providers. image: https://scottsmortgageshop.co.uk/hubfs/Sized%20for%20Social/buy%20to%20let%20s.jpg --- [Skip to content](https://scottsmortgageshop.co.uk/buy-to-let-mortgages#main-content) [![Scott's Mortgage Shop](https://scottsmortgageshop.co.uk/hs-fs/hubfs/Scotts%20Mortgage%20Shop%20Logo.jpg?width=500&height=316&name=Scotts%20Mortgage%20Shop%20Logo.jpg)](https://www.scottsmortgageshop.co.uk/?hsLang=en-gb) - [Home](https://scottsmortgageshop.co.uk/) - Mortgages Show submenu for Mortgages - [First Time Buyer](https://scottsmortgageshop.co.uk/en/first-time-buyer-mortgages) - [Moving Home](https://scottsmortgageshop.co.uk/moving-house) - [Remortgaging](https://scottsmortgageshop.co.uk/remortgaging) - [Buy to Let](https://scottsmortgageshop.co.uk/buy-to-let-mortgages) - [International](https://scottsmortgageshop.co.uk/international-mortgages) - [High Net Worth](https://scottsmortgageshop.co.uk/high-new-worth-mortgages) - Financial Services Show submenu for Financial Services - [Commercial Lending](https://scottsmortgageshop.co.uk/commercial-lending) - [Specialist Finance](https://scottsmortgageshop.co.uk/specialist-finance) - [Protection and Insurance](https://scottsmortgageshop.co.uk/insurance) - [Financial Advice Referrals](https://scottsmortgageshop.co.uk/financial-planning-advice) Open main navigation Close main navigation - [Home](https://scottsmortgageshop.co.uk/) - Mortgages Show submenu for Mortgages - [First Time Buyer](https://scottsmortgageshop.co.uk/en/first-time-buyer-mortgages) - [Moving Home](https://scottsmortgageshop.co.uk/moving-house) - [Remortgaging](https://scottsmortgageshop.co.uk/remortgaging) - [Buy to Let](https://scottsmortgageshop.co.uk/buy-to-let-mortgages) - [International](https://scottsmortgageshop.co.uk/international-mortgages) - [High Net Worth](https://scottsmortgageshop.co.uk/high-new-worth-mortgages) - Financial Services Show submenu for Financial Services - [Commercial Lending](https://scottsmortgageshop.co.uk/commercial-lending) - [Specialist Finance](https://scottsmortgageshop.co.uk/specialist-finance) - [Protection and Insurance](https://scottsmortgageshop.co.uk/insurance) - [Financial Advice Referrals](https://scottsmortgageshop.co.uk/financial-planning-advice) - [Contact us](https://scottsmortgageshop.co.uk/contact) [Contact us](https://scottsmortgageshop.co.uk/contact?hsLang=en-gb) # Buy to Let Mortgages ## I can help arrange buy to let mortgages for both individuals and limited companies. Buy-to-let (BTL) mortgages are specifically for individuals who wish to buy residential property with the intent to rent to tenants. Although a BTL mortgage is similar in a number of respects to a standard residential mortgage, there are some significant differences between the two. Most banks, building societies and some other financial institutions offer BTL mortgages, but terms, conditions and costs vary enormously. ### HMO Mortgages (Mortgages for Houses of Multiple Occupancy) HMO mortgages are a specialist type of buy to let mortgage product where lenders will accept “Houses in Multiple Occupation” as acceptable lending security (often student lets). Scott’s Mortgage Shop have whole of market access to HMO mortgage providers, so if this is something you are considering adding to a property portfolio, or already have but want a better deal, please get in touch. --- Scott’s Mortgage Shop is authorised and regulated by the Financial Conduct Authority. Registration Number: 964402. [https://register.fca.org.uk](https://register.fca.org.uk) As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. Think carefully before securing other debts against your home. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK. Copyright © 2026. 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